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First Time Buyer? 

Buying a home for the first time can feel very frightening and confusing.  To alleviate that, it's in your best interest to get "pre-approved" before you go out shopping for homes, and potentially falling in love with a place that may not work for your personal financial situation.  In about a day's time, I can typically let you know how much home you are approved to buy (and I can help you decide how MUCH of a home you want to afford, or how much your check book will allow), the monthly payments, taxes and home insurance, etc.  I can save you a lot of frustration and give you great peace of mind by arming you with knowledge--before you even look at your first potential home! 

I offer many excellent loan products designed especially for first-time buyers, including FHA and VA loans, many of which require little to no down-payment (depending on your credit) and often the seller can pay most of your closing costs for you!  I like to do a personal full loan product work-up, and then offer you a lot of education while helping you choose the best one that suits you and your family.

I also have many fantastic realtor contacts if you need a good agent.  It is ususally recommended that you use an agent to help represent you when you are buying or buidling a home and negotiating the legal purchase contract, home inspections, etc.

Please call me today to discuss the buying process or apply online to get started!